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Marks and Spencer Money

Know your rights. If you are being chased by Marks and Spencer Money, contact us now for free, independent and confidential advice.

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Being chased by Marks and Spencer Money?

Here is what to do

Have you been contacted by Marks and Spencer Money? Marks and Spencer Money are instructed by your original lender to collect debts which have been registered in your name.

Do not panic, Stop Bailiffs is here to help! In this page we will explain who Marks and Spencer Money are, what their powers are and how we can help you to stop them in their tracks.

First of all, do not allow Marks and Spencer Money in to your home when they arrive
Lock all of your doors
Marks and Spencer Money do not have any rights to enter your property

Marks and Spencer Money will usually be looking to collect debts for council tax arrears, rent, business rates, parking fines, CCJ’s, child support/maintenance and other high court judgements. This does not mean that you have to pay them on the spot. At Stop Bailiffs, we have experience of handling thousands of cases of debt collectors intervention, so get in touch immediately for assistance.

What Are My Rights?

Debt collectors have no powers
Marks and Spencer Money will usually provide you with notice in advance of their first visit (although this is often not followed)
Marks and Spencer Money is not allowed to enter your home
Marks and Spencer Money can not repossess any vehicles

What Should I Do?

Check the debt collectors identity to make sure they are from Marks and Spencer Money. Ask to see their badge or ID card to verify that the person you are speaking to is who they say they are
Ask for a detailed breakdown of the money owed. This should show where the debt has come from and how the balance is made up
Contact us immediately. We will run through a quick analysis of your financial situation.
In most cases, we will be able to represent you to stop any further action. But you must act quickly!

Marks and Spencer Money details

If you need to contact Marks and Spencer Money directly, you can contact them using the following details:

Address:
Kings Meadow, Chester Business Park, Chester, United Kingdom, CH99 9FB

Registration Number:
01772585

Phone:
0345 900 0900

Email:
247@mandsbank.com

Website Address:
https://bank.marksandspencer.com/

Marks and Spencer Money may also be known as:
Marks and Spencer Money Limited
Marks and Spencer Money Ltd
Marks and Spencer Money Group
Marks and Spencer Money Bailiffs
Marks and Spencer Money Debt Collectors
Marks and Spencer Money Debt Collection
Marks and Spencer Money Agency
Marks And Spencer Financial Services Plc

Please note that we do not have any affiliation with Marks and Spencer Money. All enquiries relating to them, should be made to them directly.

What happens if I ignore debts that I have with Marks and Spencer Money?

If you ignore calls, texts and letters from your creditors then this can be escalated to bailiffs. If this is passed on to bailiffs, this will mean that you will no longer be dealing with your original lender. Bailiffs have more powers than your lender and can visit your home, repossess vehicles and property (if they have the relevant court order). If Marks and Spencer Money are chasing you for payment then the best action to take it to request professional advice. The longer you ignore your debts, often the less favourable the outcome is.

Can I stop Marks and Spencer Money from entering my property?

It is possible to slow down Marks and Spencer Money if you act quickly. If Marks and Spencer Money are trying to gain access to your property and vehicles, you should seek immediate professional advice. Without professional advice you can be left vulnerable to tactics which Marks and Spencer Money use, so it is important to know what your rights are.

What rights do I have to protect me against Marks and Spencer Money?

Bailiffs can sometimes have the right to force entry into your property if they have a court order for criminal fines such as not paying a TV license, HMRC debts, parking fines or income tax debts for example. You should check with Marks and Spencer Money to see what the origin of the debt is, if you are not aware.