Swift Credit Services

Know your rights. If you are being chased by Swift Credit Services, contact us now for free, independent and confidential advice.

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Being chased by Swift Credit Services?

Here is what to do

Have you been contacted by Swift Credit Services? Swift Credit Services are authorised by Cardiff Civil Justice Centre to collect debts in the United Kingdom.

Do not panic, Stop Bailiffs is here to help! In this page we will explain who Swift Credit Services are, what their powers are and how we can help you to stop them in their tracks.

First of all, do not allow Swift Credit Services in to your home when they arrive
Lock all of your doors
Make sure any vehicles are removed from your drive, as they will be at risk of removal

Swift Credit Services will usually be looking to collect debts for council tax arrears, rent, business rates, parking fines, CCJ’s, child support/maintenance and other high court judgements.

This does not mean that you have to pay them on the spot.

At Stop Bailiffs, we have experience of handling thousands of cases of bailiff intervention, so get in touch immediately for assistance.

What Are My Rights?

Swift Credit Services can only visit your home between 6am – 9pm
Swift Credit Services will usually provide you with 7 days notice in advance of their first visit (although this is often not followed)
Swift Credit Services is not allowed to enter your home by force, for example pushing you out of the way to enter
Swift Credit Services can only enter your home if an adult is present
Bailiffs can only enter your home through a door

What Should I Do?

Check the bailiffs identity to make sure they are from Swift Credit Services. Ask to see their badge or ID card to verify that the person you are speaking to is a licensed bailiff
Ask for a detailed breakdown of the money owed. This should show where the debt has come from and how the balance is made up
Contact us immediately. We will run through a quick analysis of your financial situation.
In most cases, we will be able to represent you to stop your goods/vehicles being seized. But you must act quickly!

Swift Credit Services details

If you need to contact Swift Credit Services directly, you can contact them using the following details:

Address:
Rutland House 8th Floor, 148 Edmund Street, Birmingham, B3 2JR

Registration Number:
01159954

Incorporation Date:
2/12/1974

License Granted:
01/03/2018

Also Known As:
Swift Credit Services Limited
Swift Credit Services Ltd
Swift Credit Services Group
Swift Credit Services Bailiffs
Swift Credit Services Debt Collectors
Swift Credit Services Debt Collection
Swift Credit Services Agency
Please note that we do not have any affiliation with Swift Credit Services. All enquiries relating to them, should be made to them directly.

What happens if I ignore debts that I have with Swift Credit Services?

If you ignore calls, texts and letters from your creditors then this can be escalated to bailiffs. If this is passed on to bailiffs, this will mean that you will no longer be dealing with your original lender. Bailiffs have more powers than your lender and can visit your home, repossess vehicles and property (if they have the relevant court order). If Swift Credit Services are chasing you for payment then the best action to take it to request professional advice. The longer you ignore your debts, often the less favourable the outcome is.

Can I stop Swift Credit Services from entering my property?

It is possible to slow down Swift Credit Services if you act quickly. If Swift Credit Services are trying to gain access to your property and vehicles, you should seek immediate professional advice. Without professional advice you can be left vulnerable to tactics which Swift Credit Services use, so it is important to know what your rights are.

What rights do I have to protect me against Swift Credit Services?

Bailiffs can sometimes have the right to force entry into your property if they have a court order for criminal fines such as not paying a TV license, HMRC debts, parking fines or income tax debts for example. You should check with Swift Credit Services to see what the origin of the debt is, if you are not aware.