Penham Excel

Know your rights. If you are being chased by Penham Excel, contact us now for free, independent and confidential advice.

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Being chased by Penham Excel?

Here is what to do

Have you been contacted by Penham Excel? Penham Excel are authorised by Birmingham Civil Justice Centre to collect debts in the United Kingdom.

Do not panic, Stop Bailiffs is here to help! In this page we will explain who Penham Excel are, what their powers are and how we can help you to stop them in their tracks.

First of all, do not allow Penham Excel in to your home when they arrive
Lock all of your doors
Make sure any vehicles are removed from your drive, as they will be at risk of removal

Penham Excel will usually be looking to collect debts for council tax arrears, rent, business rates, parking fines, CCJ’s, child support/maintenance and other high court judgements. This does not mean that you have to pay them on the spot. At Stop Bailiffs, we have experience of handling thousands of cases of bailiff intervention, so get in touch immediately for assistance.

What Are My Rights?

Penham Excel can only visit your home between 6am – 9pm
Penham Excel will usually provide you with 7 days notice in advance of their first visit (although this is often not followed)
Penham Excel is not allowed to enter your home by force, for example pushing you out of the way to enter
Penham Excel can only enter your home if an adult is present
Bailiffs can only enter your home through a door

What Should I Do?

Check the bailiffs identity to make sure they are from Penham Excel. Ask to see their badge or ID card to verify that the person you are speaking to is a licensed bailiff
Ask for a detailed breakdown of the money owed. This should show where the debt has come from and how the balance is made up
Contact us immediately. We will run through a quick analysis of your financial situation.
In most cases, we will be able to represent you to stop your goods/vehicles being seized. But you must act quickly!

Penham Excel details

If you need to contact Penham Excel directly, you can contact them using the following details:

Address:
59-61 Charlotte Street St Pauls Square, Birmingnam, West Midlands, B3 1PX

Registration Number:
03858546

Incorporation Date:
10/13/1999

License Granted:
23/11/2017

Also Known As:
Penham Excel Limited
Penham Excel Ltd
Penham Excel Group
Penham Excel Bailiffs
Penham Excel Debt Collectors
Penham Excel Debt Collection
Penham Excel Agency
Please note that we do not have any affiliation with Penham Excel. All enquiries relating to them, should be made to them directly.

What happens if I ignore debts that I have with Penham Excel?

If you ignore calls, texts and letters from your creditors then this can be escalated to bailiffs. If this is passed on to bailiffs, this will mean that you will no longer be dealing with your original lender. Bailiffs have more powers than your lender and can visit your home, repossess vehicles and property (if they have the relevant court order). If Penham Excel are chasing you for payment then the best action to take it to request professional advice. The longer you ignore your debts, often the less favourable the outcome is.

Can I stop Penham Excel from entering my property?

It is possible to slow down Penham Excel if you act quickly. If Penham Excel are trying to gain access to your property and vehicles, you should seek immediate professional advice. Without professional advice you can be left vulnerable to tactics which Penham Excel use, so it is important to know what your rights are.

What rights do I have to protect me against Penham Excel?

Bailiffs can sometimes have the right to force entry into your property if they have a court order for criminal fines such as not paying a TV license, HMRC debts, parking fines or income tax debts for example. You should check with Penham Excel to see what the origin of the debt is, if you are not aware.