GJ Wisdom Associates

Know your rights. If you are being chased by GJ Wisdom Associates, contact us now for free, independent and confidential advice.

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Being chased by GJ Wisdom Associates?

Here is what to do

Have you been contacted by GJ Wisdom Associates? GJ Wisdom Associates are authorised by Dartford County Court to collect debts in the United Kingdom.

Do not panic, Stop Bailiffs is here to help! In this page we will explain who GJ Wisdom Associates are, what their powers are and how we can help you to stop them in their tracks.

First of all, do not allow GJ Wisdom Associates in to your home when they arrive
Lock all of your doors
Make sure any vehicles are removed from your drive, as they will be at risk of removal

GJ Wisdom Associates will usually be looking to collect debts for council tax arrears, rent, business rates, parking fines, CCJ’s, child support/maintenance and other high court judgements. This does not mean that you have to pay them on the spot. At Stop Bailiffs, we have experience of handling thousands of cases of bailiff intervention, so get in touch immediately for assistance.

What Are My Rights?

GJ Wisdom Associates can only visit your home between 6am – 9pm
GJ Wisdom Associates will usually provide you with 7 days notice in advance of their first visit (although this is often not followed)
GJ Wisdom Associates is not allowed to enter your home by force, for example pushing you out of the way to enter
GJ Wisdom Associates can only enter your home if an adult is present
Bailiffs can only enter your home through a door

What Should I Do?

Check the bailiffs identity to make sure they are from GJ Wisdom Associates. Ask to see their badge or ID card to verify that the person you are speaking to is a licensed bailiff
Ask for a detailed breakdown of the money owed. This should show where the debt has come from and how the balance is made up
Contact us immediately. We will run through a quick analysis of your financial situation.
In most cases, we will be able to represent you to stop your goods/vehicles being seized. But you must act quickly!

GJ Wisdom Associates details

If you need to contact GJ Wisdom Associates directly, you can contact them using the following details:

Address:
Onega House, 112 Main Road, Sidcup, Kent, DA14 6NE

Registration Number:
5312848

Incorporation Date:
12/14/2004

License Granted:
13/06/2018

Also Known As:
GJ Wisdom Associates Limited
GJ Wisdom Associates Ltd
GJ Wisdom Associates Group
GJ Wisdom Associates Bailiffs
GJ Wisdom Associates Debt Collectors
GJ Wisdom Associates Debt Collection
GJ Wisdom Associates Agency
Please note that we do not have any affiliation with GJ Wisdom Associates. All enquiries relating to them, should be made to them directly.

What happens if I ignore debts that I have with GJ Wisdom Associates?

If you ignore calls, texts and letters from your creditors then this can be escalated to bailiffs. If this is passed on to bailiffs, this will mean that you will no longer be dealing with your original lender. Bailiffs have more powers than your lender and can visit your home, repossess vehicles and property (if they have the relevant court order). If GJ Wisdom Associates are chasing you for payment then the best action to take it to request professional advice. The longer you ignore your debts, often the less favourable the outcome is.

Can I stop GJ Wisdom Associates from entering my property?

It is possible to slow down GJ Wisdom Associates if you act quickly. If GJ Wisdom Associates are trying to gain access to your property and vehicles, you should seek immediate professional advice. Without professional advice you can be left vulnerable to tactics which GJ Wisdom Associates use, so it is important to know what your rights are.

What rights do I have to protect me against GJ Wisdom Associates?

Bailiffs can sometimes have the right to force entry into your property if they have a court order for criminal fines such as not paying a TV license, HMRC debts, parking fines or income tax debts for example. You should check with GJ Wisdom Associates to see what the origin of the debt is, if you are not aware.