Change Finance

Know your rights. If you are being chased by Change Finance, contact us now for free, independent and confidential advice.

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Being chased by Change Finance?

Here is what to do

Have you been contacted by Change Finance? Change Finance are authorised by Birmingham Civil Justice Centre to collect debts in the United Kingdom.

Do not panic, Stop Bailiffs is here to help! In this page we will explain who Change Finance are, what their powers are and how we can help you to stop them in their tracks.

First of all, do not allow Change Finance in to your home when they arrive
Lock all of your doors
Make sure any vehicles are removed from your drive, as they will be at risk of removal

Change Finance will usually be looking to collect debts for council tax arrears, rent, business rates, parking fines, CCJ’s, child support/maintenance and other high court judgements. This does not mean that you have to pay them on the spot. At Stop Bailiffs, we have experience of handling thousands of cases of bailiff intervention, so get in touch immediately for assistance.

What Are My Rights?

Change Finance can only visit your home between 6am – 9pm
Change Finance will usually provide you with 7 days notice in advance of their first visit (although this is often not followed)
Change Finance is not allowed to enter your home by force, for example pushing you out of the way to enter
Change Finance can only enter your home if an adult is present
Bailiffs can only enter your home through a door

What Should I Do?

Check the bailiffs identity to make sure they are from Change Finance. Ask to see their badge or ID card to verify that the person you are speaking to is a licensed bailiff
Ask for a detailed breakdown of the money owed. This should show where the debt has come from and how the balance is made up
Contact us immediately. We will run through a quick analysis of your financial situation.
In most cases, we will be able to represent you to stop your goods/vehicles being seized. But you must act quickly!

Change Finance details

If you need to contact Change Finance directly, you can contact them using the following details:

Address:
The Smithy Woodgate Stables, Crawley Lane, Kings Bromley, Staffs, England, DE13 7JF

Registration Number:
4517084

Incorporation Date:
8/22/2002

License Granted:
20/05/2019

Also Known As:
Change Finance Limited
Change Finance Ltd
Change Finance Group
Change Finance Bailiffs
Change Finance Debt Collectors
Change Finance Debt Collection
Change Finance Agency
Please note that we do not have any affiliation with Change Finance. All enquiries relating to them, should be made to them directly.

What happens if I ignore debts that I have with Change Finance?

If you ignore calls, texts and letters from your creditors then this can be escalated to bailiffs. If this is passed on to bailiffs, this will mean that you will no longer be dealing with your original lender. Bailiffs have more powers than your lender and can visit your home, repossess vehicles and property (if they have the relevant court order). If Change Finance are chasing you for payment then the best action to take it to request professional advice. The longer you ignore your debts, often the less favourable the outcome is.

Can I stop Change Finance from entering my property?

It is possible to slow down Change Finance if you act quickly. If Change Finance are trying to gain access to your property and vehicles, you should seek immediate professional advice. Without professional advice you can be left vulnerable to tactics which Change Finance use, so it is important to know what your rights are.

What rights do I have to protect me against Change Finance?

Bailiffs can sometimes have the right to force entry into your property if they have a court order for criminal fines such as not paying a TV license, HMRC debts, parking fines or income tax debts for example. You should check with Change Finance to see what the origin of the debt is, if you are not aware.